AVCs: an investment based option offered through Prudential.
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Buying extra pension: a way of buying some more pension for yourself and also your dependants if you wish.
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Additional death benefits: a basic good value form of extra life cover.
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Whichever method you choose, the extra contributions will come straight out of your pay. And because they all count as pension contributions, you get tax relief if you are a tax payer. But be aware you will have to pay the full cost yourself, as unlike your normal benefits, these extra benefits aren’t subsidised by your employer.
Topping Up Your Benefits booklet (745 KB)
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