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Topping up your benefits

As a member, you have the peace of mind of knowing you belong to a first rate pension scheme. But especially if you joined later in life, you may be interested in paying extra to top up your benefits.

3 simple ways
We offer three simple ways of topping up your benefits, and these are:

An introduction to AVCs


AVCs: an investment based option offered through Prudential.
* Find out more

Buying extra pension: a way of buying some more pension for yourself and also your dependants if you wish.
* Find out more

Additional death benefits: a basic good value form of extra life cover.
* Find out more

What they have in common
Whichever method you choose, the extra contributions will come straight out of your pay. And because they all count as pension contributions, you get tax relief if you are a tax payer. But be aware you will have to pay the full cost yourself, as unlike your normal benefits, these extra benefits aren’t subsidised by your employer.

* Topping Up Your Benefits booklet pdf (745 KB)

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Pensions Office, Concord Suite, Manchester Road, Droylsden , M43 6SF Helpline: 0161 301 7000 Email Us: mail@gmpf.org.uk