About your employer
The Fund works closely with your employer, who has an important role to play, and their own decisions to make. For example your employer decides if and when you can join, works out what pay to take contributions from, collects them, and passes them to us. They also send us information to keep your records up to date, for example changes in hours.

Employer choices
Although most aspects of the Scheme and the Scheme rules are fixed, your employer has some discretion - in other words they have a choice about some aspects, including:

Whether you can retire before 60
Whether they give you any extra years
Waiving early retirement reductions on compassionate grounds
Whether you can flexibly retire

Pensions Officer
Each employer has at least one person who is your pensions contact, for example a pensions officer, or personnel officer. They will be able to tell you more about your employer’s policies on pensions decisions, and in fact they have to publish this.
 
Links to other pensions organisations
How to complain

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