More about deferred benefits Drawing your deferred benefits You can generally draw your deferred benefits at the same age as you would have done had you stayed in the Scheme. The exact details will depend on the rules that were in place at the time you left, but generally this means:

From 50: only if you have permission from your old employer.

It is also possible to draw your deferred benefits at any age on the grounds of ill health. But this must be approved by your old employer, and you will not be awarded any extra years.

Keeping in touch
If you move house, please remember to let us know, so we can keep in touch with you - something that’s especially important when you come to draw your benefits! You can contact us by email, in person, by phone, or by letter.

Contact details

Each year we will send you a statement showing the up to date value of your deferred benefits, plus news of any relevant changes in the Scheme rules. Once again not all rule changes apply to all members, so we will only write to you if the changes apply to you.

If you die before you have drawn your deferred benefits
You won’t lose your benefits - we will still pay out a lump sum, and pensions for dependants.

More about death benefits
Frequently asked question

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