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Glossary of pension terms

We've tried to cut down on the number of special terms used in this website, but sometimes these are necessary to avoid any confusion. So here are the meanings of the special terms we have used.

* 85 test
* AVCs
* Buying extra pension
* Certificate of protection of pension benefits
* Civil partner
* Contracted out
* Deferred benefits
* Dependent children
* Final pay
* GMP
* Husband or wife
* Membership
* Nominated cohabiting partner
* Nomination
* Normal retirement age
* Part time
* State Second Pension (S2P)
* State pension age

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Glossary of pension terms

Pensions Office, Concord Suite, Manchester Road, Droylsden , M43 6SF Helpline: 0161 301 7000 Email Us: mail@gmpf.org.uk