We actually use your final pay - this is normally your pay taken over your final year, or one of the two years before that if better.
Pay cuts: If you face a pay cut you can choose to use an earlier pay figure for us to work out your benefits. You can look back year by year from the 31 March before you leave, and choose to have your benefits based on the average yearly pay from any 3 consecutive years.
Pay and your pension
